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In order to be eligible for federal loans a Free Application for Federal Student Aid (FAFSA) has to be completed and aid is granted based on student need, tuition rates in the college, along with other factors. I must add, I have never had any kind of emotional disorder within my life and am a skeptic of anti-depressants. Cocci are sphere-shaped bacteria and include streptococci, which are chains of cocci bacteria, and staphylococci, that are clusters of cocci bacteria1.